Roth Ira Limits 2024 Married Couple. Similarly, married couples filing jointly enter the partial contribution range when magi reaches $230,000 in 2024, up from. Each spouse can have their own roth ira, allowing both to contribute.

In 2024, these limits are $7,000, or $8,000 if you’re 50 or older. The same combined contribution limit applies to all of your roth and traditional iras.